This list covers five of the most important work comp facts that insurers often neglect to tell injured workers. One overarching theme is that most benefits are time-sensitive, so always be wary of time-limitations and deadlines. Here at TLG, it’s our job to know each and every deadline, so we’ve put together this list for your benefit:
- You are entitled to receive wage benefits for any work lost or reduced by your injuries. And if those wage benefits are terminated, you have the right to contest that decision and claim the compensation you deserve.
- You have the right to choose your own doctor and QRC, regardless of who your insurer suggests for Insurance companies will often send you to one of their doctors, hoping you’ll play along. Don’t—choose the doctor that is best for you, not best for the insurance company.
- You must have written restrictions to be eligible for wage and rehabilitation benefits. A lapse in restrictions could result in termination of your benefits, so make sure your restrictions are always current.
- Insurance companies and employers can be penalized if they deliberately delay, obstruct, or interfere with your right to benefits and/or your hiring of an attorney. They can be subject to Treble Damages and attorney fees for interfering with your right to hire counsel and pursue your claim.
- You may be entitled to wage benefits even when you return to work. If your injury results in your working fewer hours or taking a lower-paying job, you can still claim wage benefits and earn back what your work injury took from you.
If you’re interested in professional assistance in navigating the many rules and regulations of workers’ compensation, consider hiring an attorney. Call 612-465-0320 to schedule a free consultation with one of the experienced workers’ compensation attorneys at Teplinsky Law Group.